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Financial Worksheets

6 Steps to Creating a Budget

Do you find yourself thinking at the end of each month, "I earn a decent salary, where does it all go?" A personalized budget can provide a clear picture of the money you earn and spend. It will also help you target effective ways to save money, and help secure your financial future.  A budget is essential for successful debt management, credit counselors say. Checking the numbers regularly helps keep you focused on paying off bills. It is rewarding to see debt drop each month, knowing that a realistic budget is helping you reach your financial goals.

To make and maintain your individualized budget, My Credit My Future experts recommend these six simple steps:

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