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Joe Credit 101
Credit 101

Having Credit is both a privilege and a convenience. Understanding Credit is a necessity. Today more and more industries are looking at your credit score as an insight into what type of prospective consumer/employee/risk you are. In this section we will discuss the fundamentals of credit, so you can gain greater knowledge and make smarter credit decisions. You will also learn the 5 components of a credit score and how you can maximize your credit score in each area. Learn what does and does not affect your credit and what you can do, should inaccurate data be on your credit report. For many, credit may seem mysterious and frightening. By understanding your credit...what it is, how it works and who knows about and influences can get comfortable with it. Once completely comfortable you will be able to make credit choices that will better your investments, purchases and most importantly, peace of mind.

Click on any of the links to the left to read more about Credit and start your knowledge of the basic concepts.

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