Congratulations, Newlywed! You have found the person you want to share your life with, but do you want to share your credit too? Many times bad credit can marry good credit. First what you should do, is both of you order your credit report. Make sure there are no inaccuracies, and if there are, dispute them immediately. Discuss and review your credit files with your spouse and what steps you need to take to begin your new life together.
Do either of you have any credit mishaps in the past, such as collections, judgments and/or bankruptcies? Maybe you are just getting started and have limited credit.
One of the first things a new couple should do is create a household budget. Once you put everything down onto paper you will then begin to see where your finances are and what steps need to be taken to purchase a home. There are many different types of mortgage options. Make sure that you choose the one most suited for you and your spouse.
My Credit My Future will arm you with all of the information that you need so that you can make sure your newly married credit has a fairytale ending.