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Your credit score is a three digit number ranging from 300-850 that is calculated by using a mathematical model that analyzes your credit worthiness. Sounds complicated, right? Well, it can be. Your credit score is simply a number that helps determine your credit risk, however it is not just lenders that are looking at your credit score. Today, credit scores are requested by insurance companies, utilities, cell phone providers, landlords and even potential employers. It is more important than ever that you understand your score, how it is calculated and how you can achieve the highest score possible. Your credit score is based on 5 major components. With My Credit My Future, you will learn the importance of each of these factors so you can make better informed decisions about your credit.

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