Buying a house is the American Dream, but if you aren't ready it could be your biggest nightmare. My Credit My Future will make sure you have all of the tools needed before making the biggest purchase of your life.

First you want to check your credit score, and make sure your report contains accurate information. If not, you will need to file a dispute to correct any mistakes on your credit report before applying for a home mortgage. With ID Theft becoming more and more rampant you need to understand the tools to help keep you and your family safe. Opt-Out may be the best choice for you, or perhaps you feel like you would like to put a Credit Freeze on your credit file, either way we can show you the advantages of each and help you decide which is better for you.

How much can you afford? With our Financial Worksheets, we can help you create a budget that will allow you to afford the home of your dreams, without drowning in debt.

Do you have credit? Are you just starting out? Or maybe you have credit, but have had some credit problems in the past. We can show you how to turn those credit mishaps around, and give you the knowledge and understanding of basic credit so you won't make those mistakes again.

There are so many different mortgage types to choose from. Find the one best for you, and start making that dream a reality!